Health insurance: Health insurance is a type of insurance that covers the whole or part of the risk of the person bearing the medical expenses. This protects you from paying the full cost of medical services if you are injured or ill.

Premium: The amount pay for the health insurance each month. In addition to  premiums, usually have to pay other costs for healthcare.

Determinants:

• Gender
• Age
• Medical history of the family
• Smoking and drinking habits
• Occupation
• Health history
•  Current health status
• Lifestyle