Health Care Financing: To maintain and improve human welfare, health care financing is fundamental to the ability of health care systems. Health care financing is mobilization and proper allocation of funds, and mechanisms for paying health care.

It provides the resources and economic incentives for the operation of health care systems and is a key determinant of health care system performance in terms of equity, efficiency, and health outcomes. When medical expenses becomes out-of-pocket, health care financing works as credit and enables the patients to receive proper health care.