Health insurance is a way to pay for health care. It protects you from paying the full costs of medical services when you’re injured or sick.
It is one type of ensurement of support by money from a company where person deposit premium of insurance at the period of illness those are declared earlier at contract.
Premium is an amount paid periodically to the insurer by the insured for covering his risk.
The factors include family medical history, pre-existing medical conditions, gender, age, Body Mass Index (BMI), marital status, etc
In broad sense Nutrition, lifestyle, environment, and genetics are considered as core determinants and four pillars of health.